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Friday, February 1, 2013

MSC Cruise INSURANCE

MSC Cruises Travel Insurance and Assistance

Premium Rates are Per Person. The Premium Cost is 8% of the MSC Cruises package (air/land/cruise) price (minimum $42 Per Person) excluding government fees and taxes. Valuable Insurance Protection is conveniently available with all of MSC Cruises' packages.
 
THIS IS A BRIEF DESCRIPTION OF THE POLICY. FOR FURTHER INFORMATION ASK YOUR VACATIONS TO GO CRUISE COUNSELOR FOR THE TRAVEL INSURANCE CERTIFICATE WHICH FULLY DETAILS THE COVERAGES, PROVISIONS, LIMITATIONS AND EXCLUSIONS OF THE INSURANCE OFFERED AND IS AVAILABLE TO YOU, UPON REQUEST, AT ANY TIME PRIOR TO YOUR PURCHASE OF THE POLICY.
 
This policy does not cover a loss that results from an illness, disease, or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance, which occurs at a time when this policy is not in effect for you.
 
Certain exclusions and limitations apply and are detailed in the Travel Insurance Certificate which will be included with your travel documents and is also available to you upon request at anytime prior to your purchase of the policy.
 
For example, coverage does not apply to: any sickness or condition that existed during the 60 days prior to the effective date of the coverage, suicide, normal pregnancy, war or any act of war, mental or nervous disorders. Other Covered Events, as defined, include the following events or their consequences: 1) Post-Departure Trip Interruption due to cancellation of arrangements by an airline due to strike, mechanical breakdown of the aircraft on which you are scheduled to travel or bad weather (maximum of $500 total) or 2) cancellation or interruption of your trip due to: a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas.
 
A Traveling Companion is defined as a person booked to share accommodations in the same room or cabin with you during your trip. Sickness or Injury must require care by a Physician and must commence while insurance is in effect for you. Stonebridge Casualty Insurance Company, Columbus , Ohio , underwrites this policy and MSC Cruises shall not be deemed the insurer under such policy for any reason.
This policy is offered and administered by:
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200 , Kansas City , MO 64114
(800) 888 7292
*in CA, dba Trip Mate Insurance Agency. 464-03

BENEFIT SCHEDULE
 

MAXIMUM BENEFIT
1. Accidental Death & Dismemberment (Air Flight Only)$25,000
2. Medical Expenses/Emergency Assistance
    • Medical Expenses (Accident & Sickness)
    • Emergency Evacuation & Repatriation
$25,000
  Included
  Included
3. Pre-Departure Trip CancellationUp To Trip Cost
4. Post-Departure Trip InterruptionUp To Trip Cost
5. Travel Delay (Up to $100 Per Day)$500
6. Baggage & Personal Effects$1,000
7. Baggage Delay$100
 
This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.
 
If you book a MSC cruise, you can purchase insurance from MSC Cruises (Valuable Insurance Protection) or from the independent insurance provider, CSA.

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